What credit score do I need for a loan with Defy Mortgage?

To qualify for a conventional loan with Defy Mortgage, you will need a credit score of 620 or higher. The minimum credit score to be eligible for a jumbo loan is 700. If you have a lower credit score than 620, you might be better suited for an FHA loan where the minimum credit score requirement is 580. We offer FHA loans so please be sure to discuss this with your Defy team point of contact.

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