What type of loan terms does Defy Mortgage offer?

We currently offer both fixed (15 and 30 year) and adjustable rate mortgages for conventional, jumbo, HELOC and construction loans. We also offer FHA loans, and provide refinance and cash-out options.

Recent Reads

Aug 23, 2023

The Top Questions to Ask a Mortgage Lender

Becoming a homeowner is a monumental step, and securing the right mortgage and asking the right questions play pivotal roles…
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Aug 10, 2023

The Top Three Mortgage Mistakes Buyers Make During the Homebuying Process

( how you can help yourself avoid them) For many, purchasing a home is a dream come true, representing a…
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Jul 19, 2023

Unlocking Mortgage Opportunities: How Asset Depletion Can Help

Introduction Asset depletion -- a type of Non-QM option also known as “asset dissipation,” helps borrowers get the home loan…
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Jul 11, 2023

Interesting Facts About Interest-Only Loans

Date The Rate, Marry The Property Introduction Curious about interest-only loans? In this blog post, we'll explore the ins and…
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Jul 7, 2023

Building a Strong Foundation: A Guide to Construction Loans

Introduction If you’re a real estate investor looking to fund the ground-up construction of a new investment property or doing…
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Jun 29, 2023

A Guide To Foreign National Loans

Empowering Foreign Borrowers To Invest In United States Real Estate Introduction  Purchasing a home is a big step and usually…
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Jun 21, 2023

The DL on P&L Loans

Profit Loss Statement-Based Loan Qualification Introduction US business owners and self-employed individuals enjoy a distinct advantage under the US tax…
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Jun 14, 2023

Breaking Down Bank Statement Loans

Providing An Alternative Verification Method for Untraditional Borrowers Introduction Not everyone can provide traditional mortgage documentation. Borrowers who encounter situations…
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