Non-QM loans
A Comprehensive Guide on Everything You Need to Know About Private Mortgage Lenders While traditional banks dominate the mortgage industry, private lenders offer an alternative path to financing your dream home. Private mortgage lenders tend to have more flexible lending criteria, which can be a lifeline for those who don’t fit the traditional mold […]
Private Mortgage Lenders: The Complete Guide Read More »
A Guide to Getting a Mortgage for Individuals With Non-Traditional Income Sources Being your own boss can come with many perks, but when it comes to securing a mortgage, it can sometimes feel like a disadvantage – an unnecessary cost that stems from when traditional institutions fail to comprehend the driven nature of the entrepreneurial
Self-Employed Mortgages: The Complete Guide Read More »
Your Ultimate Guide to Non-QM Mortgage Lenders What is a Non-QM Mortgage? A non-QM (Non-Qualified Mortgage) mortgage is a type of loan that doesn’t meet traditional lending standards and requirements, which are set forth by the Consumer Financial Protection Bureau (CFPB). This means that non-QM loans allow lenders to be more flexible with their standards
Top 15 Non-QM Mortgage Lenders, Explained Read More »
A Complete Guide to Finding No Tax Return Lenders What is a No Tax Return Mortgage? There are various ways to qualify for a loan that don’t include showing tax returns or income. A no tax return mortgage – also sometimes incorrectly referred to as a “no-income-verification mortgage” – is a mortgage where the borrower
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The Complete Guide to ITIN Mortgage Loans If you’re a home buyer without a Social Security Number (SSN), shopping around for a mortgage can be a daunting and challenging process. You might be wondering: Is it even possible to secure a mortgage without an SSN? What options do I have? While you may not have
ITIN Mortgage Loans: What You Need to Know Read More »
Navigate the complexities of DSCR loan down payments and make informed decisions for successful financing with our comprehensive guide.
DSCR Loan Down Payments: The Complete Guide (2025) Read More »
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
