Defy the Traditional
YOU do things differently and so do WE. Refinancing? Great. Purchasing? Awesome. We rise above the mortgage maze. Your home loan search has ended.
As seen in
As seen in
Simple Loan Process
More Home Loan Options
Not a clock puncher? Perfect, we’ve got all the loan options to meet your unique needs.
Get Certainty Faster
Stop fooling around – we’ve got you and fast. Reliable pre-approvals are kind of our thing.
Ask the Magic Defy Ball
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Ask the Magic Defy Ball
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Why Choose Defy Mortgage?
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What is a DSCR loan?
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Should I sell my wife’s childhood home and get a beach house?
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What loan is right for me?
- Should I purchase a rental property?
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Cheeseburger, chicken sandwich, or protein shake?
Hello
If you know, you know
We’re just that good
Time to own some investment properties
Debt Service Coverage Ratio loan. This is a loan for you real estate investors. Jump on the train. Oh, and no tax returns needed.
uhh...
…you focus on the why, we’ll focus on the how.
A home loan with us 🙂
We got you. We’ll look at the whole picture – your financial situation, long-term goals, and risk tolerance – to determine the best loan option.
Ever heard of passive income?
😉
Absolutely!
Cheeseburger, without a doubt
(& get me one please!)
Judgment free zone here (and please get me one I’m absolutely starving)
Still here and haven’t connected? You can only lead a horse to water…
Home Affordability Calculator: Ready to see how much house you can realistically afford?
Disclaimers:
The home affordability calculator is intended to be used for educational purposes only. Actual available rates and monthly payment amounts are subject to market fluctuations and other factors. What you can afford depends on many factors, including your total monthly payment, income, debt obligations, creditworthiness, down payment amount and other factors your lender may consider. Calculator results do not reflect all loan types and are subject to individual program loan limits.
Contact us today to understand your lending options and apply.
Nina B.
November 21, 2024
Defy Mortgage is the game-changer you need…
As a freelancer, getting a mortgage can feel almost impossible—traditional lenders don’t always get the ebb and flow of freelance income. That’s why I’m so glad I found Defy. They actually understand how freelancing works and made the entire process straightforward and stress-free. Great & flexible team. 10/10
Josh G.
January 17, 2023
Defy gets it done!
Five stars!! Thank you to everyone at Defy who made this happen. Some seriously savage behavior to get this done in this timeline and I appreciate it. It's a very strong start to winning more business! Thank you again to the Defy team!
Jordan B.
December 15, 2023
There's just so many good things to say
Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.
The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful.
Janelle S.
July 23, 2023
I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in making the entire process stress-free.
Sam
January 17, 2023
Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.
Jordan B.
December 15, 2023