Knowing that every borrower is unique, we offer a range of non-traditional programs to meet our client’s needs.
In 10 minutes you’re ready to see your pre-approval and loan options.
If conventional is a no go, we offer simple Non-QM loan options to meet your unique needs.
More reliable pre-approvals and loan options in quick time
We help you from start to finish, but you won’t receive any calls from our lenders. Have questions? Just ask.
We do mortgages differently to benefit you. At Defy Mortgage, we believe that lending opportunities should be available to the creators, the leaders and those who take risks. You aren’t less qualified for a loan simply because you have alternative assets or several streams of income. We operate using only the safest and streamlined technology. Our innovative system opens purchase and refinance opportunities for those who are alternative asset heavy, with secure, efficient and personalized loan services.
A DSCR loan refers to a Debt Service Coverage Ratio loan. The Debt Service Coverage Ratio is a financial metric used by lenders to assess the ability of a borrower to cover their debt obligations, particularly loan repayments
At Defy Mortgage, we take into consideration various factors such as your financial situation, long-term goals, and risk tolerance to determine the best loan tailored for you.
The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful. They definitely deserve the five stars!!
I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in addressing any questions, making the entire process stress-free. I suggest using them!
Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.