Homepage - Defy Mortgage

Name: Video Placeholder
Uploaded: 2019-01-23T01:41:21-08:00
Duration: 16 s
Description: Knowing that every borrower is unique, we offer a range of non-traditional programs to meet our client’s needs.

Get a Quote

Defy
Traditional

Empowering Non-Qualified Buyers to Rise Above the Traditional Mortgage Maze

Empowering Non-Qualified Buyers
to Rise Above the Traditional Mortgage Maze

As seen in

Loans made simple.

Knowing that every borrower is unique, we offer a range of non-traditional programs to meet our client’s needs.

1 Apply within minutes

In 10 minutes you’re ready to see your pre-approval and loan options.

2 More loan options

If conventional is a no go, we offer simple Non-QM loan options to meet your unique needs.

3 Get Certainty Faster

More reliable pre-approvals and loan options in quick time

We’re defying the way
today’s buyers shop
for a mortgage.

We’re defying the way today’s buyers shop for a mortgage.

We're always here to guide you

We help you from start to finish, but you won’t receive any calls from our lenders. Have questions? Just ask.

Why choose Defy Mortgage?

We do mortgages differently to benefit you. At Defy Mortgage, we believe that lending opportunities should be available to the creators, the leaders and those who take risks. You aren’t less qualified for a loan simply because you have alternative assets or several streams of income. We operate using only the safest and streamlined technology. Our innovative system opens purchase and refinance opportunities for those who are alternative asset heavy, with secure, efficient and personalized loan services.

What is a DSCR loan?

A DSCR loan refers to a Debt Service Coverage Ratio loan. The Debt Service Coverage Ratio is a financial metric used by lenders to assess the ability of a borrower to cover their debt obligations, particularly loan repayments

What loan is right for me?

At Defy Mortgage, we take into consideration various factors such as your financial situation, long-term goals, and risk tolerance to determine the best loan tailored for you.

Calculate Your Home Buying Power

Annual Income $

Monthly Debts $

Estimated annual property taxes $

Estimated Annual Home Insurance $

Down Payment $

Interest Rate %

Loan Term

Want a Copy of the Results?

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

You've got a story
we've got a mortgage

Defying Moments

The entire Defy team made my experience…

The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful. They definitely deserve the five stars!!

Janelle S.

July 23, 2023

I had a great experience with Defy

I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in addressing any questions, making the entire process stress-free. I suggest using them!

Sam

January 17, 2023

So many good things to say

Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.