Cash Out and Rate Term Refinancing
We are here to help. We understand that choosing to refinance your mortgage can be a helpful way to achieve your long-term financial and personal goals. At Defy, our refinance options allow you to obtain cash-out with the equity in your home or lower your overall financial obligations.
Reasons to Refinance
"Defy Mortgage are the most professional and courteous people I’ve had the pleasure of doing business with"
Change your loan term
Changing your loan term through refinancing can benefit you by adjusting your monthly payments and overall interest costs.
Tap into the equity in your home
Tapping into the equity of your home through refinancing allows you to convert a portion of your home’s value into cash, which can be used for various purposes such as home improvements, debt consolidation, or covering large expenses.
Switch your mortgage type
Refinancing your home allows you to replace your current mortgage with a new one, giving you the opportunity to switch to a different loan type.
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The entire Defy team made my experience…
The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful. They definitely deserve the five stars!!
Janelle S.
July 23, 2023
I had a great experience with Defy
I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in addressing any questions, making the entire process stress-free. I suggest using them!
Sam
January 17, 2023
So many good things to say
Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.