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Your search has ended. Experience the empowerment that comes from owning your own home, purchasing or refinancing, starting with the loan that’s right for you.

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All homeowners welcome here.

We lend to the dreamers and doers – the alternative asset holders, entrepreneurs, creatives, investors, and risk takers – you know, the people who are always thinking, “outside of the box.” Whether you are purchasing or refinancing, we offer simple loan options to meet your unique needs.

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Why Defy?

Simple Process

Accessible loans for those who qualify, backed by our simple, transparent, customer centric approach.

Personalized Options

Loan options tailored to the individual needs of our customers, regardless of income streams or asset types.

Decentralized Concept

A decentralized web-3 inclusive loan origination process for secure, efficient, customer-driven service.

Discover lending opportunities you didn’t know you had.