Fancy seeing you here
Welcome to Defy Mortgage, your non-traditional lending partner with solutions designed to meet your unique needs. See what we’re about!
We're bringing some bold, innovative energy to the mortgage game.
Our goal is simple: to provide you with a secure, streamlined, and personalized lending experience tailored to your specific needs. We’re talking efficient processes but without any of the impersonal fluff that gives large lenders a bad rep. We’re here to set new standards in the industry.
We take a full 360-degree look at your unique finances, goals, and background. Not just judging you by some standard checklist. We factor in all aspects to craft mortgage options that actually fit your lifestyle. Ditch those preconceived mortgage notions and antiquated processes – Defy the traditional.
What makes us, us
You defy the traditional and
so do we.
Get to know our team with over 100 years of combined industry experience.
Have questions about stuff? We have answers.
Yup! We work with our borrowers through the entire process to create a secure and consistent experience.
There are various factors that go into determining your interest rate. For example: credit score, home location and price, loan amount, down payment, loan type and term, interest rate type. Everyone’s situation is different and our Defy Mortgage team is well equipped to help get you the best interest rate depending on your unique situation.
Yes, you will. Our Defy Mortgage loan team will be accessible to you throughout your purchase or refinance process. Your point of contact will be established after your application has been submitted and reviewed. If you have questions prior, please contact us here.
Well, perhaps, but only if you promise to put a popcorn machine down there. Oooo and mini fridge if possible!
To qualify for a conventional loan with Defy Mortgage, you will need a credit score of 620 or higher. The minimum credit score to be eligible for a jumbo loan is 700. If you have a lower credit score than 620, you might be better suited for an FHA loan where the minimum credit score requirement is 580. We offer FHA loans so please be sure to discuss this with your Defy team point of contact.
A proposal! Congratulations! We love love! I mean, that’s one way to get the cash you need.
Time to read some articles about non-QM! In the meantime, a non-QM is what we specialize in. It’s a type of flexible loan that doesn’t conform to the lending criteria set by the Consumer Financial Protection Bureau (CFPB). Great for investors, foreign nationals, business owners, freelancers etc.
