The Ultimate Guide to Getting a Texas Bank Statement Loan They say everything is bigger in the Lone Star State, and that includes opportunities in the housing market. However, it can be difficult to enter the housing market if you’re someone who’s self-employed or who can’t provide traditional income documents like pay stubs, W2s, and […]
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The Ultimate Guide to Getting a California Bank Statement Loan For self-employed individuals living in the Golden State, California bank statement loans can be a valuable tool to help achieve homeownership. Without traditional income documentation like W2s, pay stubs, and tax returns, it can be difficult for self-employed individuals to qualify for conventional loans. In
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A Guide to Getting a Mortgage for Individuals With Non-Traditional Income Sources Being your own boss can come with many perks, but when it comes to securing a mortgage, it can sometimes feel like a disadvantage – an unnecessary cost that stems from when traditional institutions fail to comprehend the driven nature of the entrepreneurial
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Your Ultimate Guide to Non-QM Mortgage Lenders What is a Non-QM Mortgage? A non-QM (Non-Qualified Mortgage) mortgage is a type of loan that doesn’t meet traditional lending standards and requirements, which are set forth by the Consumer Financial Protection Bureau (CFPB). This means that non-QM loans allow lenders to be more flexible with their standards
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A Complete Guide to Finding No Tax Return Lenders What is a No Tax Return Mortgage? There are various ways to qualify for a loan that don’t include showing tax returns or income. A no tax return mortgage – also sometimes incorrectly referred to as a “no-income-verification mortgage” – is a mortgage where the borrower
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All The Trends, Tips, and Factors For Entrepreneurial, 1099 Contractors & Self-Employed Borrowers To Consider In the ever-evolving landscape of the real estate market, there’s a distinct buzz surrounding 1099 contractors & self-employed borrowers and entrepreneurs seeking to purchase a home or refinance their current mortgage. As we stand at the intersection of economic shifts,
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
