Fun fact: Since it’s located roughly one mile above sea level (and the air pressure is lower at that high of an altitude), the water boils at only 202 degrees Fahrenheit in Denver. For future homeowners moving in from out of state, this means that you might be cooking your pasta about 30 seconds faster […]
Most Popular Places in Colorado: Where to Live Next (2025) Read More »
As of June 1st, 2025, self-employed mortgage rates remain slightly higher than conventional loans, but the gap has narrowed significantly compared to previous years. This shift reflects a more favorable lending environment for entrepreneurs and independent professionals. With the right preparation and insight into today’s market conditions, self-employed borrowers are well-positioned to secure excellent financing
Self-Employed Mortgage Rates: What to Expect (2025) Read More »
Learning how to get a home loan while self-employed can feel overwhelming, but millions of entrepreneurs, freelancers, and business owners successfully secure mortgages every year. The key is understanding that traditional lending requirements weren’t designed for non-traditional income patterns – and knowing which alternative financing options work best for your situation. Self-employed professionals face unique
How to Get a Home Loan While Self-Employed: 2025 Read More »
When seeking financing, entrepreneurs and business owners inevitably face the “bank statement loan vs conventional loan” question. Choosing the right mortgage product can make or break your home financing experience, especially if you’re self-employed or have non-traditional income. Two popular options – bank statement loans and conventional loans – serve very different borrower profiles. Understanding
Bank Statement Loan vs Conventional Loan: Which Is Right for You? Read More »
A Florida bank statement loan lets you purchase properties without extensive documentation requirements – and Defy Mortgage has the ultimate up-to-date guide to help prospective owners. As of April 2025, the median list price in Florida is $440,000. The market is officially down more than 10% from the peak of June 2022, when median list
Florida Bank Statement Loans: Your Complete 2025 Guide Read More »
Looking for a Colorado housing market guide in 2025? We’ve got you covered. Redfin recently declared metro Denver a “buyer’s market” – which is a significant change from the frenzy that occurred during the pandemic. With median home prices reaching $561,462 and year-over-year depreciation (not appreciation) of -0.5%, there hasn’t been a better time to
Colorado Housing Market: Has It Reached a Peak in 2025? Read More »
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
