Financial

Introduction Asset depletion — a type of Non-QM option also known as “asset dissipation,” helps borrowers get the home loan they need using the assets (not income) they currently have. In this blog, we’ll explore the details surrounding asset depletion, examining what it is, who it benefits, how it’s used, requirements and more. Let’s dive

Introduction If you’re a real estate investor looking to fund the ground-up construction of a new investment property or doing a renovation to fix-and-flip or fix-and-hold, a construction loan might be for you. In this comprehensive blog post, we will explore the ins and outs of construction loans, examining how they work, their benefits, tips

Profit Loss Statement-Based Loan Qualification Introduction US business owners and self-employed individuals enjoy a distinct advantage under the US tax code. It permits them to offset portions of their taxable income through deductions – reducing their overall tax liability. However, they face challenges when applying for mortgages due to income documentation requirements that may not