In 2022, conventional loans made up 53.2% of all mortgage originations, making them the most popular choice for homebuyers across the country, and Florida is no exception to that. A conventional loan Florida is a great loan option if you’re looking to secure competitive interest rates and lower long-term costs compared to government-backed loans, like […]
Conventional Loan Florida: What Homebuyers Need to Know Read More »
This complete guide will take you through the ins and outs of home equity loans – from how they work to whether they’re the right choice for you.
Home Equity Loan: The Complete Guide Read More »
Everything You Need to Know About Fixed-Rate Home Loans When it comes to financing a home, fixed-rate home loans are a popular choice for many homebuyers. These loans offer stability and predictability in an ever-changing financial landscape. Whether you’re a first-time homebuyer or looking to refinance, understanding fixed-rate home loans is crucial to making an
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What Borrowers Should Know About FHA Mortgages and FHA Loan Qualifications For many Americans, homeownership is a cornerstone of the American Dream. However, the path to achieving this dream can often seem daunting, especially for first-time homebuyers or those with limited financial resources. This is where FHA mortgages come into play. Backed by the Federal
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As a self-employed individual, you’re likely to face unique challenges in building and maintaining a strong credit history. Even though you can qualify for a self-employed mortgage with a credit score as low as 620, you’re more likely to secure more favorable interest rates if your credit score is in the upper 700s or higher.
How to Improve Your Credit Score as a Self-Employed Individual for Better Mortgage Rates Read More »
Don’t Let These Self-Employed Mortgage Myths Hold You Back Securing a mortgage can be overwhelming for anyone, but it can be especially challenging for those who are self-employed. Even though the self-employed demographic makes up about 10.4% of the total U.S. working population, there are still many myths about self-employed mortgages without having a 9-to-5
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Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
