Non-QM Loans

Non-QM loans

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Non-QM Loans: The Complete Guide (2025)

Blog, Mortgages, Non-QM Loans / Defy Mortgage

Non qualified mortgage loans (non-QM loans) allow borrowers with lower credit scores and higher DTI ratios to still qualify for a home.

Non-QM Loans: The Complete Guide (2025) Read More »

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Foreign National Loans: The Complete Guide (2025)

Blog, Foreign Nationals, Mortgages, Non-QM Loans / Defy Mortgage

Foreign national loans are a great option for individuals without U.S. credit scores or social security numbers. If you’re a foreign national looking to…

Foreign National Loans: The Complete Guide (2025) Read More »

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Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.