Non-QM Loans

Non-QM loans

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DSCR Loan New Mexico: How It Works and Why Investors Love It

Searching for “DSCR Loan New Mexico?” You’re in the right place. New Mexico has seen an increase in median rent by about $25 year-over-year according to data from Zillow (and it’s up a whopping 70% since 2017, one of the largest increases in the country). That means if you owned a  rental property that was […]

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A couple holding their new house key after looking up todays current mortgage loan rates.

Home Loans for Unemployed: Get a Mortgage Without a Job

Finding a mortgage without a traditional job or steady income might seem like a challenge, but it’s more possible than you think. As of January 2023, 10.1% of the U.S. workforce, which is roughly 16.2 million people, identified as self-employed, while the unemployment rate stood at 4.2% as of November 2024. These numbers showcase the

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A computer screen with a stock price graph to demonstrate a type of asset you can use for asset based finance for mortgages.

Your Guide to Asset Based Finance for Mortgages

If you’re a non-traditional borrower, asset based finance for mortgages could be your key to homeownership. Instead of focusing on income, this type of financing looks at the value of your assets, which provides more flexibility for high-net-worth individuals – those with $1 million or more in investable assets. While some lenders use this term

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A sunset over a field in Nebraska, which is a state full of investment opportunity with a DSCR loan Nebraska.

DSCR Loan Nebraska: The Key to Smarter Investments

With 19.3 million rental properties in the U.S. and 36% of Americans naming real estate as their top investment choice according to a Gallup poll, it’s clear that real estate is still one of the top investments for building wealth. While buying properties and collecting rental income seems simple in theory, it can be tricky

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A low-rise modern apartment building in a city that can be yours with the help of financing for real estate investors.

Building Your Portfolio: Financing for Real Estate Investors

Financing for real estate investors is more than just securing a loan – it’s the key to unlocking greater investment potential. The right financing not only helps you secure an investment property but it also enhances cash flow, boosts ROI, and expands your purchasing power, giving you the tools to build an even stronger portfolio. 

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A couple who has learned how to get a loan without a job is standing in front of their new home together.

How to Get a Loan Without a Job: Practical Tips and Options

Figuring out how to get a loan without a job might seem tough, but whether you’re temporarily unemployed, earning passive income from investments, retired, or working as a business owner or contract worker, there are options tailored for people in non-traditional situations.  With nearly one-third of Americans earning extra money through side hustles and a

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