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Refinancing

A brick colonial home, which could be eligible for a home equity loan or refinancing.

How Rising Rates Impact Home Equity Loans and Cash-Out Refinancing

Leave a Comment / Blog, Equity Loans, Refinancing /

With interest rates on the rise, borrowing behavior is shifting. In this article, we’ll be looking at how rising rates impact home equity loans and cash-out refinancing. Homeowners are increasingly wary of refinancing their mortgages for three primary reasons: 1) They would sacrifice their historically low interest rates. 2) They would have to pay closing […]

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What Does the Fed Interest Rate Cut Mean for Mortgage?

What Does the Fed Interest Rate Cut Mean for Mortgages?

Leave a Comment / Blog, News, Real Estate Investing, Refinancing /

Why the Federal Reserve Made a Rate Cut and What the 0.50% Rate Cut Means for Homebuyers and Homeowners? The time has come. Last week, the Federal Reserve cut interest rates by 0.50%, or 50 basis points, marking the first reduction since 2020 and twice as large as the quarter-point cut initially expected.  Wednesday’s rate

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Refinance Without Cash-Out: No Cash-Out Refinance Guide

Refinance Without Cash-Out: No Cash-Out Refinance Guide

Leave a Comment / Blog, Refinancing /

Everything You Need to Know About a No Cash-Out Refinance A no cash-out refinance, also known as a rate-and-term refinance, is a popular option for homeowners looking to improve their mortgage terms without tapping into their home equity. This refinancing strategy can help borrowers secure better interest rates, adjust their loan terms, or switch to

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Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.