Defy Mortgage Created to Disrupt Traditional Mortgage Lending Norms

January 10, 2023 – Nashville, Tenn. – Defy Mortgage, a national mortgage lender offering unique lending solutions for responsible borrowers with nontraditional income streams and asset types,kicks-off 2023 with its national launch. Company leadership acknowledges that its challenge to conventional mortgage lending standards is a key differentiator in this economy.

Defy Mortgage intends to increase homeownership across the country by focusing specifically on consumers that have embraced alternative forms of income. With the rise of the gig economy, Defy takes a holistic approach to evaluating a homebuyer’s entire asset portfolio including cryptocurrency and bitcoin.

“In the wake of a global economic shift in employee preference to work remotely, Defy Mortgage recognizes the need for an innovative, more transparent and open way to lend money to consumers with alternative forms of income,” said Todd Orlando, Co-Founder and CEO of Defy Mortgage. “We are the best resource for entrepreneurs and solopreneurs to secure a mortgage loan supported by various forms of collateral.”

Millions of potential homeowners are sidelined because their income is not recognized as traditional. Mortgage lending standards are antiquated and most mortgage lenders have not adjusted to the shift from a single income stream to multiple forms of income. Defy Mortgage understands that consumers are working independently and seeking financial flexibility more than ever before.

“Defy has disrupted the traditional lending model,” said Stephen Light, Co-Founder and Chairman of Defy Mortgage. “Anyone with the financial means to pay a mortgage must have options tailored to meet their individual needs.”

Defy Mortgage is a modern lender serving a community of present and future homebuyers who require a secure, efficient and personalized loan process, free of setbacks stemming from alternative asset types or unconventional income streams.


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