“Thank you to everyone at Defy who made this happen. Some seriously savage behavior to get this done in this timeline and I appreciate it. It's a very strong start to winning more business. Thank you again!”

"Kim and the Defy Mortgage team did something that I would have thought impossible before we started considering my unique circumstances. If I were a religious person, I would say that a higher power put Defy Mortgage in my life just when I needed them. But since I am not, I will just say thanks from the bottom of my heart!"

"Phenomenal job! Excellent communication, streamlined process and Kim and Todd made it super easy! Thank you so much for all of your help. I look forward to working together in the future!"

"Kim and Todd made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team!"

"Defy Mortgage are the most professional and courteous people I’ve had the pleasure of doing business with. Their customer service and work ethic are second to none! Thank you Defy!"

"5/5 stars for the Defy team! Kim is amazing!"

"Defy Mortgage gave me great advice. The professionals recommended an interest-only mortgage which made sense and I hadn’t considered. I am referring everyone to Defy as my first option."

I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in addressing any questions, making the entire process stress-free. I suggest using them!

"The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful. They definitely deserve the five stars!!"

"Defy Mortgage is great to work with on a home purchase. They were efficient and communicative. I look forward to working with them in the future!"

"Love Defy Mortgage!! Its hard to navigate the home-buying experience being a freelancer, I didn't think it was even in the cards for me, but they basically did all the work for me. Defy makes it happen!"

"Kim was amazing the entire loan process! She went out her way to call us and make sure we were well informed. Any question we had, Kim got answers for us right away! The Defy Mortgage team and Kim were very transparent and worked with us to get the best rate. Highly recommend! Thank you again!"

"This company was amazing to work with! They closed my loan in a timely manner as promised! I am a Real Estate agent and deal with other lenders daily. This lender shined above all and had constant communication throughout the process. I would highly recommend them and would definitely use them again! kudos to Kimberly and Hannah for such an amazing Job!"

"Defy mortgage is amazing! I didn’t realize as freelancer that buying a home could be so assessable. Another incredible thing was how at the ready Defy Mortgage was to help me, no matter the day or hour. Couldn’t recommend them enough!"

"Best experience ever. Like the best. Never met people who worked so hard and were also so nice. Highly recommend!!!"

"I highly recommend Defy Mortgage, the team I worked with included Kimberly and Hannah. These two ladies worked quickly on my mortgage package from the very first phone call I made (same day). The process was super easy, the information and instructions were clear and accurate, they are great to work with and we closed on time. I will definitely be working with them again. Awesome team!!!! If I could give more stars I certainly would."

Very communicative and helpful throughout the process.

"For so long I thought the mortgage process was insanely stressful so I stayed away. Turns out, it's not if you have the right team. Thank you to Defy for all of your hard work and for dealing with my late night phone calls. You guys are really something!"

"This was my first STR investment property so I didn’t know what to expect for the loan process. I was quite nervous but the Defy team was able to walk me through the entire process and what to expect. Kim answered all my questions and kept me up to date on everything. My husband and I definitely plan on working with Defy in the future! Overall a really great experience."

"Buying a can be a super stressful time. Selecting the right mortgage broker can make or break your home-buying process. Luckily, there is Defy! Kim made everything possible! No matter the challenge, no matter the issue, Kim was there to make it all work together smoothly. Dare I say Kim-possible?! I've worked with Defy in a professional setting and on my personal loan. I can recommend them and confidently say that I would use them again! Save yourself the stress and reach out to Defy!"

"I’ve had a great experience with Defy. They handled all my mortgage needs and made what seemed like an insurmountable challenge and effortless and seamless experience. I will be a customer of Defy for life."

"As a freelancer, getting a mortgage can feel almost impossible—traditional lenders don’t always get the ebb and flow of freelance income. That’s why I’m so glad I found Defy Mortgage. They actually understand how freelancing works and made the entire process straightforward and stress-free. From the start, they took the time to look at my full financial picture, not just a paycheck stub. Their team was responsive, flexible, and so much easier to work with than big banks. I was able to secure a mortgage without the usual roadblocks, and it felt like they were truly on my side the whole way. If you’re self-employed and tired of hitting walls, Defy Mortgage is the game-changer you need. Highly recommend!"

"Defy Mortgage made the process so simple and easy! My agent Will Belcher walked me through all the steps and everything required of me and even regularly called me just to ask if I had any questions and update me! If I ever need more help in the future I’ll be back!"

"Working with Kimberly and Jacob has been an outstanding experience. From start to finish, they were professional, patient, and extremely knowledgeable about DSCR loans. They took the time to walk me through each step of the process, answered all my questions clearly, and made what could have been a stressful experience feel simple and straightforward. What stood out the most was how responsive and proactive they were. Anytime I needed clarification or guidance, Kimberly and Jacob were quick to provide solutions and kept me updated throughout. They genuinely cared about helping me achieve my financing goals, and thanks to their expertise, I was able to secure the DSCR loan I needed without unnecessary delays. I would highly recommend Kimberly and Jacob to anyone looking for a reliable, professional, and trustworthy lending team. Their dedication and support truly set them apart."

"Our mortgage lenders did an outstanding job with our home loan! Kimberly and Jacob were professional, communicative, and always quick to respond to our emails. We even received our clear to close days in advance, which made the process stress-free. They truly work as a wonderful team, and we would absolutely recommend them to anyone looking for a smooth home loan experience."

"I worked with Kimberly and Jacob; both were extremely helpful and patient. They walked me through the process from beginning to end without a flaw. I would definitely work with Defy Mortgage again, highly recommend."

"Defy was great to work with and helped us easily navigate through the mortgage process. Kim was awesome to work with! Will definitely work with them again."

"Was my experience picture perfect. Defy is THE mortgage broker and they are a pleasure to work with. From the beginning Miya has always been reachable by phone, text and e-mail. The same for Kim who was next to me on the rollercoaster. There are other brokers the require an exhausting amount of information for DSCRs. Defy doesn't. They are always willing to clarify anything and answer questions along the way."