An In-Depth Guide to Portfolio Loan Interest Rates and Terms If you’ve ever been worried about not qualifying for a conventional home loan, you’re not alone. Luckily, there are options out there for those who can’t qualify because of factors like non-traditional income and a less-than-ideal credit score. Portfolio loans are built with the flexibility […]
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Everything You Need To Know About Getting A DSCR Loan in California Imagine buying an investment property without your personal income impacting your chances of qualifying. Debt-service coverage ratio (DSCR) loans can help you achieve those investment goals. If you live in California and want to learn more about getting a DSCR loan, you’ve come
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The Ultimate Guide to Getting a California Bank Statement Loan For self-employed individuals living in the Golden State, California bank statement loans can be a valuable tool to help achieve homeownership. Without traditional income documentation like W2s, pay stubs, and tax returns, it can be difficult for self-employed individuals to qualify for conventional loans. In
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Explore the Best Investment Property Lenders to Find the Best Fit Investment property loans is an umbrella term for a variety of loan options for real estate investors or those looking to fund a purchase of or refinance an investment property. These loans can be conventional, FHA and Non-QM loans options such as DSCR loans,
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A Comprehensive Guide to The Best Bank Statement Lenders What is a Bank Statement Loan? A bank statement loan is a type of mortgage that allows borrowers to use their bank statements as a way to verify their income rather than traditional income documentation, such as W2s, pay stubs, and tax returns. Typically, bank statement
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If getting a low down payment on an investment property is possible and how to go about doing it What is a Down Payment? A down payment is the initial payment you have to make towards a home. When financing a home, lenders usually ask for a down payment to reduce the amount on the
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