VA Loans: What Are They? VA loans are a kind of government-backed mortgage option available for service members, Veterans, and their surviving spouses. They are government-backed by the U.S. Department of Veterans Affairs, but made by private mortgage lenders such as banks and mortgage companies. VA loans, also sometimes referred to as VA home loans […]
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Your Ultimate Guide to Getting a DSCR Loan in Texas In the growing Texas real estate market, DSCR loans are a great way to build your rental property portfolio. Understanding the ins and outs of Texas DSCR loans can help you get a leg up in the Lone Star State’s thriving economy. These loans are
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Everything You Need To Know About Getting a Florida DSCR Loan Investing in Florida’s growing real estate market can be an exciting venture – the sunshine and sprawling beaches tend to easily win people over. Florida home prices were up 3.7% in March 2024 compared to last year, and there’s no signs of it slowing
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An In-Depth Guide to Portfolio Loan Interest Rates and Terms If you’ve ever been worried about not qualifying for a conventional home loan, you’re not alone. Luckily, there are options out there for those who can’t qualify because of factors like non-traditional income and a less-than-ideal credit score. Portfolio loans are built with the flexibility
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The Ultimate Guide to Getting a Texas Bank Statement Loan They say everything is bigger in the Lone Star State, and that includes opportunities in the housing market. However, it can be difficult to enter the housing market if you’re someone who’s self-employed or who can’t provide traditional income documents like pay stubs, W2s, and
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Everything You Need To Know About Interest-Only Mortgages and How They Work What is an Interest-Only Mortgage? Simply put, an interest-only mortgage lets you enjoy lower monthly payments for a set period, usually between 5 to 10 years. During this time, you only have to pay the interest on the loan without having to pay
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