Date The Rate, Marry The Property Introduction Curious about interest-only loans? In this blog post, we’ll explore the ins and outs of interest-only loans, shedding light on their features, benefits, and considerations for borrowers. Here’s everything you need to know about how IO loans work and what to consider before applying for one. What is an […]
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Introduction If you’re a real estate investor looking to fund the ground-up construction of a new investment property or doing a renovation to fix-and-flip or fix-and-hold, a construction loan might be for you. In this comprehensive blog post, we will explore the ins and outs of construction loans, examining how they work, their benefits, tips
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Empowering Foreign Borrowers To Invest In United States Real Estate Introduction Purchasing a home is a big step and usually a great investment for individuals who are not native to the United States. People from all over the world buy homes in the United States. In fact, international buyers purchase an average of over 100,000
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Profit Loss Statement-Based Loan Qualification Introduction US business owners and self-employed individuals enjoy a distinct advantage under the US tax code. It permits them to offset portions of their taxable income through deductions – reducing their overall tax liability. However, they face challenges when applying for mortgages due to income documentation requirements that may not
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Providing An Alternative Verification Method for Untraditional Borrowers Introduction Not everyone can provide traditional mortgage documentation. Borrowers who encounter situations like this often find themselves in need of a loan but are unable to qualify for one. The good news is that there are some alternatives, such as bank statement loans, that we will delve
Breaking Down Bank Statement Loans Read More »
Simplified Mortgages For Real Estate Investors Introduction Our DSCR mortgages are easy to qualify for, making them a popular Non-QM loan. DSCR programs don’t require you to provide or verify your personal income or employment history. Instead, qualification is based on the property’s Rent vs. (PITI) principal, interest, taxes, and insurance. That being said, sufficient
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