Home Loans

A hand holding a key to a home that was purchased with a portfolio loan.

Portfolio Loan Interest Rates And Terms, Explained

An In-Depth Guide to Portfolio Loan Interest Rates and Terms If you’ve ever been worried about not qualifying for a conventional home loan, you’re not alone. Luckily, there are options out there for those who can’t qualify because of factors like non-traditional income and a less-than-ideal credit score. Portfolio loans are built with the flexibility

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2 | Defy Mortgage

Texas Bank Statement Loans: The Complete Guide

The Ultimate Guide to Getting a Texas Bank Statement Loan They say everything is bigger in the Lone Star State, and that includes opportunities in the housing market. However, it can be difficult to enter the housing market if you’re someone who’s self-employed or who can’t provide traditional income documents like pay stubs, W2s, and

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The Bay Area is one of the best area's for DSCR loans in California

California DSCR Loans: The Complete Guide

Everything You Need To Know About Getting A DSCR Loan in California Imagine buying an investment property without your personal income impacting your chances of qualifying. Debt-service coverage ratio (DSCR) loans can help you achieve those investment goals. If you live in California and want to learn more about getting a DSCR loan, you’ve come

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california bank statement loan | Defy Mortgage

California Bank Statement Loans: The Complete Guide

The Ultimate Guide to Getting a California Bank Statement Loan For self-employed individuals living in the Golden State, California bank statement loans can be a valuable tool to help achieve homeownership. Without traditional income documentation like W2s, pay stubs, and tax returns, it can be difficult for self-employed individuals to qualify for conventional loans.  In

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