Defy Mortgage
Main Menu
Get a Quote
Logo
Flyout Menu

Blog

pexels curtis adams 1694007 46821241 | Defy Mortgage

How to Get a Home Loan While Self-Employed: 2025

Leave a Comment / Non-QM Loans, Blog /

Learning how to get a home loan while self-employed can feel overwhelming, but millions of entrepreneurs, freelancers, and business owners successfully secure mortgages every year.  The key is understanding that traditional lending requirements weren’t designed for non-traditional income patterns – and knowing which alternative financing options work best for your situation. Self-employed professionals face unique […]

How to Get a Home Loan While Self-Employed: 2025 Read More »

pexels kindelmedia 75790421 | Defy Mortgage

Bank Statement Loan vs Conventional Loan: Which Is Right for You?

Leave a Comment / Blog, Bank Statement Loans /

When seeking financing, entrepreneurs and business owners inevitably face the “bank statement loan vs conventional loan” question. Choosing the right mortgage product can make or break your home financing experience, especially if you’re self-employed or have non-traditional income.  Two popular options – bank statement loans and conventional loans – serve very different borrower profiles.  Understanding

Bank Statement Loan vs Conventional Loan: Which Is Right for You? Read More »

sea 8947201 12801 | Defy Mortgage

Florida Bank Statement Loans: Your Complete 2025 Guide

Leave a Comment / Blog, Bank Statement Loans /

A Florida bank statement loan lets you purchase properties without extensive documentation requirements – and Defy Mortgage has the ultimate up-to-date guide to help prospective owners.  As of April 2025, the median list price in Florida is $440,000. The market is officially down more than 10% from the peak of June 2022, when median list

Florida Bank Statement Loans: Your Complete 2025 Guide Read More »

pexels joshuaworoniecki 30474931 | Defy Mortgage

Colorado Housing Market: Has It Reached a Peak in 2025?

Leave a Comment / Blog, Financial /

Looking for a Colorado housing market guide in 2025? We’ve got you covered. Redfin recently declared metro Denver a “buyer’s market” – which is a significant change from the frenzy that occurred during the pandemic. With median home prices reaching $561,462 and year-over-year depreciation (not appreciation) of -0.5%, there hasn’t been a better time to

Colorado Housing Market: Has It Reached a Peak in 2025? Read More »

palm springs california housing

Self Employed Mortgage California: Your Complete Guide to Home Financing in 2025

Leave a Comment / Blog, Mortgages, Non-QM Loans /

We’ve got a self employed mortgage California guide for all prospective California homeowners. California’s real estate market has cooled down in recent years, with the median sales price reaching $910,160 as of April 2025 – a 0.7% increase year-over-year according to the California Association of Realtors.  For self-employed professionals looking to tap into this market,

Self Employed Mortgage California: Your Complete Guide to Home Financing in 2025 Read More »

.