Financial

A realtor is explaining to a couple where to get a mortgage to help them in the homebuying process.

Where to Get a Mortgage: 10 Tips for Choosing the Right Lender

Finding the right lender is one of the most important steps in the home-buying process, but with 88,131 active mortgage originators in the second quarter of 2023, it can feel overwhelming to know where to get a mortgage.  The lender you choose doesn’t just impact your chances of approval – it can significantly affect the

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A couple who has learned how to get a loan without a job is standing in front of their new home together.

How to Get a Loan Without a Job: Practical Tips and Options

Figuring out how to get a loan without a job might seem tough, but whether you’re temporarily unemployed, earning passive income from investments, retired, or working as a business owner or contract worker, there are options tailored for people in non-traditional situations.  With nearly one-third of Americans earning extra money through side hustles and a

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A top-down view of a loan agreement, calculator, cash, and keys on closing day just before getting your first mortgage statement.

Mortgage Statements Made Easy: A Quick How-To Guide

Let’s face it: mortgage paperwork can be overwhelming, but understanding your mortgage statement is more important than you might think. In 2024, Americans owe a staggering $12.52 trillion on 85.35 million mortgages, with an average balance of $146,690. The median monthly payment? $1,520. And with 3.35% of mortgages delinquent by at least 30 days in

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House keys dangling above financial documentation to signify that it's possible to get a loan with an unconventional mortgage lender as a non-traditional borrower.

Top Unconventional Mortgage Lenders for Unique Borrowers

If you’re a borrower who doesn’t have a traditional income, unconventional mortgage lenders can be a game-changer. Serving groups like self-employed individuals, retirees, real estate investors, and high-net-worth individuals with limited documented income, these lenders specialize in non-QM (non-qualified mortgage) loans that offer flexibility and customizable solutions. In fact, non-QM loans now make up approximately

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