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A woman is searching on her computer different ways she can improve her credit score.

How to Improve Your Credit Score as a Self-Employed Individual for Better Mortgage Rates

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As a self-employed individual, you’re likely to face unique challenges in building and maintaining a strong credit history. Even though you can qualify for a self-employed mortgage with a credit score as low as 620, you’re more likely to secure more favorable interest rates if your credit score is in the upper 700s or higher. […]

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A food truck owner standing in front of his truck is someone who should research myths about self-employed mortgages.

7 Common Myths About Self-Employed Mortgages

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Don’t Let These Self-Employed Mortgage Myths Hold You Back Securing a mortgage can be overwhelming for anyone, but it can be especially challenging for those who are self-employed. Even though the self-employed demographic makes up about 10.4% of the total U.S. working population, there are still many myths about self-employed mortgages without having a 9-to-5

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A line graph on an iPad depicting interest rates fluctuating.

Mortgage Interest Rates: What Happens When They Drop?

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When interest rates drop, it typically translates to more affordable mortgage payments, making homeownership much more accessible. Currently, interest rates are sitting at a 23-year high of 5.3%, but as the Federal Reserve continues to see progress towards their 2% inflation goal, an interest rate cut could be on the table sooner rather than later.

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620 Credit Score? Fair Credit Mortgage Lenders Can Help

620 Credit Score? Fair Credit Mortgage Lenders Can Help

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What Low-Credit Borrowers Should Know About Fair Credit Mortgage Lenders & Their Loan Options Securing a 620 credit score home loan might seem challenging, but prospective borrowers still have options. While a higher credit score can unlock more favorable terms, individuals with less-than-perfect credit aren’t excluded from the housing market and can still take out

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Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.