An in-depth roadmap to income for HELOCs After an almost 13-year decline in popularity, HELOCs are steadily making a comeback. The New York Federal Reserve reported that HELOC balances have ballooned by $3 billion since the first quarter of 2022. Home values rose sharply over those time periods, even while interest rates slowly climbed. If […]
HELOCs: Income Requirements and Guide Read More »
Non qualified mortgage loans (non-QM loans) allow borrowers with lower credit scores and higher DTI ratios to still qualify for a home.
Non-QM Loans: The Complete Guide (2025) Read More »
Foreign national loans are a great option for individuals without U.S. credit scores or social security numbers. If you’re a foreign national looking to…
Foreign National Loans: The Complete Guide (2025) Read More »
All The Trends, Tips, and Factors For Entrepreneurial, 1099 Contractors & Self-Employed Borrowers To Consider In the ever-evolving landscape of the real estate market, there’s a distinct buzz surrounding 1099 contractors & self-employed borrowers and entrepreneurs seeking to purchase a home or refinance their current mortgage. As we stand at the intersection of economic shifts,
Introduction Yes, getting a mortgage if you are self-employed/1099 is very possible, and no, it doesn’t need to be stressful. Whether you’re just getting started on this exciting new process towards homeownership, a current homeowner looking to purchase another property, or thinking about homeownership as something for down the road, you’ve come to the right
Qualifying For and Getting A Mortgage When You’re Self-Employed/1099 Read More »
Becoming a homeowner is a monumental step, and securing the right mortgage and asking the right questions play pivotal roles in this journey. A lot of the time, homebuyers aren’t sure what questions to ask and why – and that’s okay. To help you make an informed decision and feel empowered throughout the process, we’ve
The Top Questions to Ask a Mortgage Lender Read More »
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
