Buying a new home is exciting, but it also comes with a series of new responsibilities. Whether you’re a repeat homebuyer or part of the 24% of first-time buyers entering the market in 2024, the timing of your first mortgage payment is something you should know. With average closing costs ranging between 2-6% of the […]
When Is Your First Mortgage Payment Due? Read More »
When buying a home, you’ll likely hear the terms “deed of trust” and “mortgage” thrown around, often interchangeably. But what do these terms actually mean? These two legal documents aren’t quite the same, and understanding the difference can help you stay informed during the home financing process. Interestingly, 26 states use a deed of trust
Deed of Trust vs Mortgage: Simplifying the Basics for Buyers Read More »
Explore the difference between the Fed funds rate and mortgage rates. Understand the impact of the Fed meeting on mortgage rates.
Fed Funds Rate and Mortgage Rates: What’s the Difference? Read More »
How does the Fed rate affect mortgage rates in 2025? Explore the effects of
the Fed interest rate cuts on the housing market.
How Does the Fed Rate Affect Mortgage Rates? An Inside Look in 2025 Read More »
Discover the meaning of federal funds rate and how it affects the mortgage interest rates. Gain insights on Fed rate vs mortgage rate.
Fed Rate vs Mortgage Rate: Defining the Relationship Between the Two Read More »
Whether you already live in Texas or are dreaming of it, finding the right financing for your new home in the Lone Star State can make all the difference. A conventional loan Texas is a popular option for homebuyers and comes with competitive interest rates and terms, all while offering flexibility to buy your dream
Conventional Loan Texas: Your Ticket to Lone Star State Living Read More »
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
