Non-QM Loans - Defy Mortgage

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Analyzing the Los Angeles Housing Market: Trends and Insights for 2025

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What’s not to love about LA? With its year-round sunshine, diverse culture, world-class entertainment industry, and stunning beaches, it’s no wonder nearly 4 million people call it home. Whether you’re drawn to the city’s vibrant energy or its endless opportunities, Los Angeles remains one of the most desirable places to live. But with high demand […]

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Ultimate Guide to Real Estate Financing: Options, Tips, and State-Specific Insights

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Real estate financing is the foundation of property ownership. Andrew Carnegie is famously quoted as saying that 90% of millionaires are made in real estate. In order to get started on that journey to building your own real estate empire, almost every investor will need financing. Financing provides individuals and businesses with the capital needed

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Luxury Property Investments: Your Guide to Financing High-End Real Estate

Leave a Comment / Blog, DSCR Loans, Investment Property Loans, Jumbo, Non-QM Loans, Real Estate Investing / Defy Mortgage

Luxury Real Estate Investments: Why Invest? Luxury property investments are on the rise in 2025 – and they show no sign of slowing down. The 2025 Trend Report from Coldwell Banker’s found that home price growth for single-family luxury properties jumped by 7.6% in 2024. The rest of the market only grew by 3%. The

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DSCR Loan Pennsylvania: Unlocking Real Estate Opportunities

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Looking for a DSCR loan Pennsylvania? You’re not alone… Pennsylvania housing prices are up 440% over 40 years. In other words, prices have roughly doubled every 20 years for 4 decades. According to US Census Data, the median priced home in Allegheny County in 2010-2011 was $121,200. Today, Realtor.com claims that the median sale in

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Creative Mortgage Financing: Unlocking Homeownership with Innovative Strategies

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What Is Creative Mortgage Financing? The term “creative financing real estate” has gained widespread popularity in recent years, largely due to real estate investor and educator Pace Morby, who championed unconventional financing strategies like subject-to financing (or “SubTo”) – a strategy that will dive into in more detail in just a little bit. These creative

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Loan to Finance the Purchase of Real Estate: Mortgage Financing Options

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Looking for a loan to finance the purchase of real estate? When it comes to looking for a loan to finance the purchase of real estate, traditional banks and mortgage lenders often have rigid requirements that exclude many qualified borrowers. Whether you’re a freelancer with variable income, a self-employed professional who writes off significant business

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