Mortgages

A hand holding a key to a home that was purchased with a portfolio loan.

Portfolio Loan Interest Rates And Terms, Explained

An In-Depth Guide to Portfolio Loan Interest Rates and Terms If you’ve ever been worried about not qualifying for a conventional home loan, you’re not alone. Luckily, there are options out there for those who can’t qualify because of factors like non-traditional income and a less-than-ideal credit score. Portfolio loans are built with the flexibility

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2 | Defy Mortgage

Texas Bank Statement Loans: The Complete Guide

The Ultimate Guide to Getting a Texas Bank Statement Loan They say everything is bigger in the Lone Star State, and that includes opportunities in the housing market. However, it can be difficult to enter the housing market if you’re someone who’s self-employed or who can’t provide traditional income documents like pay stubs, W2s, and

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Interest-Only Mortgage: How to Calculate

Interest-Only Mortgages: What You Need to Know

Everything You Need To Know About Interest-Only Mortgages and How They Work What is an Interest-Only Mortgage? Simply put, an interest-only mortgage lets you enjoy lower monthly payments for a set period, usually between 5 to 10 years. During this time, you only have to pay the interest on the loan without having to pay

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