Non-QM loans
Looking to invest in US real estate? Learn about the top cities for foreign investors in 2025. Stay ahead with our strategic insights for prime opportunities.
The Top 10 Cities for Foreign Investors in US Real Estate (2025) Read More »
An In-Depth Guide to Portfolio Loan Interest Rates and Terms If you’ve ever been worried about not qualifying for a conventional home loan, you’re not alone. Luckily, there are options out there for those who can’t qualify because of factors like non-traditional income and a less-than-ideal credit score. Portfolio loans are built with the flexibility
Portfolio Loan Interest Rates And Terms, Explained Read More »
The Ultimate Guide to Getting a Texas Bank Statement Loan They say everything is bigger in the Lone Star State, and that includes opportunities in the housing market. However, it can be difficult to enter the housing market if you’re someone who’s self-employed or who can’t provide traditional income documents like pay stubs, W2s, and
Texas Bank Statement Loans: The Complete Guide Read More »
Everything You Need To Know About Interest-Only Mortgages and How They Work What is an Interest-Only Mortgage? Simply put, an interest-only mortgage lets you enjoy lower monthly payments for a set period, usually between 5 to 10 years. During this time, you only have to pay the interest on the loan without having to pay
Interest-Only Mortgages: What You Need to Know Read More »
Everything You Need To Know About Getting A DSCR Loan in California Imagine buying an investment property without your personal income impacting your chances of qualifying. Debt-service coverage ratio (DSCR) loans can help you achieve those investment goals. If you live in California and want to learn more about getting a DSCR loan, you’ve come
California DSCR Loans: The Complete Guide Read More »
The Ultimate Guide to Getting a California Bank Statement Loan For self-employed individuals living in the Golden State, California bank statement loans can be a valuable tool to help achieve homeownership. Without traditional income documentation like W2s, pay stubs, and tax returns, it can be difficult for self-employed individuals to qualify for conventional loans. In
California Bank Statement Loans: The Complete Guide Read More »
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
