Non-QM loans
There are plenty of Alabama mortgage lenders out there, but how many of them are truly worth your business? In this article, we’ll break down some of the best mortgage lenders – especially for non-QM loans – in Alabama in 2025. Why non-QM? In today’s mortgage landscape, traditional qualification standards don’t always align with the […]
Top 5 Alabama Mortgage Lenders for Non-QM Loans in 2025 Read More »
Looking for second home mortgage rates in 2025? You’ve come to the right place. Dreaming of a mountain retreat, a beachfront getaway, or simply a second place to call home? You’re not alone. Recent statistics compiled by Nasdaq show that two-thirds of wealthy Americans own a second home. However, understanding second home mortgage rates is
Second Home Mortgage Rates: Everything You Need to Know in 2025 Read More »
Knowing the jumbo loan limits in California is a necessity for some buyers. Here’s why. California’s real estate market continues to be one of the most expensive in the nation, with property values soaring in metropolitan areas like Los Angeles, San Francisco, and San Diego. As home prices climb, many prospective buyers find themselves looking
Jumbo Loan Limits in California (2025) Read More »
Vacation homes in Hawaiii are everyone’s dream: palm trees, warm weather, and a laid-back vibe. Financing, on the other hand, is a whole other problem. With median values currently hovering near the $1M mark, it can be very difficult to buy a vacation home in Hawaii. Luckily for you, we here at Defy Mortgage have
The Ultimate Guide to Financing Vacation Homes in Hawaii (2025) Read More »
Conventional Loan vs. DSCR Loan: Which is Right for You? Investing in real estate involves making critical financing decisions that can significantly impact your investment returns, cash flow, and long-term wealth-building strategy. If you don’t know the difference between DSCR loans and conventional loans, you could be making a mistake that’s critical to your cash
Conventional Loan vs. DSCR Loan: Which is Right For You? Read More »
Short-Term vs. Long-Term Rentals: It’s a debate that real estate investors have had from the dawn of Airbnb. This guide will help you decide which is right for you. Whether you’re just dipping your toes into the rental property market or you’re looking to expand your existing portfolio, one crucial decision stands between you and
Short-Term vs. Long-Term Rentals – Which Strategy is Right for You? Read More »
Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.
