Ashley Heesch — Head of Marketing at Defy Mortgage
Ashley Heesch
Head of Marketing
Email: hello@defymortgage.com
Bio
Meet Ashley Heesch, Head of Marketing at Defy Mortgage. With 8 years of marketing experience spanning fintech, lending, and consumer brands, Ashley leads content strategy and brand storytelling at Defy. She works with the Defy team to translate complex non-QM lending concepts — DSCR investment loans, bank statement qualification, foreign national programs, and asset-based mortgages — into clear, useful guidance for real estate investors, brokers, and self-employed borrowers.
Ashley owns the editorial direction across the Defy Learn library, partnering with originators, underwriting, and capital markets to keep every guide accurate, current, and grounded in real Defy underwriting standards. Her work emphasizes specificity over generality: the actual minimum DSCR Defy accepts, the real LTV Defy will fund, the exact close-day timeline borrowers should expect.
Outside Defy, Ashley brings 8 years of integrated marketing experience across content, brand, and digital — building voice systems, editorial calendars, and audience-driven distribution strategies for fast-moving teams.
Connect with Ashley on LinkedIn.
Articles by Ashley
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DSCR Loans San Antonio TX | Military City Investment Property Financing
What is a DSCR loan in San Antonio? A DSCR loan in San Antonio qualifies real estate investors using rental income instead of personal income. With median home prices around $300K and strong military demand from Joint Base San Antonio, investors can achieve 0.75+ DSCR with up to 85% LTV through Defy Mortgage. Austin gets…
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DSCR Loans Jacksonville: Investment Property Financing in Florida’s Steady Performer
DSCR Loans Jacksonville: Investment Property Financing in Florida’s Steady Performer Last Updated: July 2026 What is a DSCR loan in Jacksonville? A DSCR loan in Jacksonville, FL — also called a rental property loan or no-income mortgage — qualifies real estate investors using property cash flow instead of personal income. Jacksonville is Florida’s most affordable…
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DSCR Loans Seattle: Investment Property Financing in the Pacific Northwest Tech Capital
DSCR Loans Seattle: Investment Property Financing in the Pacific Northwest Tech Capital Last Updated: April 2026 What is a DSCR loan in Seattle? A DSCR loan in Seattle, WA — also called a rental property loan or no-income mortgage — qualifies real estate investors using property cash flow instead of personal income. These loans are…
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DSCR Loans Denver: Investment Property Financing for Colorado’s Dual-Market
Last Updated: July 2026 What is a DSCR loan in Denver? A DSCR loan in Denver — also called a no-income investment property loan — qualifies borrowers using rental income instead of personal income. Denver uniquely offers two DSCR strategies — suburban cash flow and Colorado mountain resort STR — while benefiting from one of…
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DSCR Loans Houston: Investment Property Financing in Texas’s Cash Flow Capital
Last Updated: April 2026 What is a DSCR loan in Houston? A DSCR loan in Houston — also called a no-income investment property loan — qualifies borrowers using rental income instead of personal income. Houston offers the strongest DSCR ratios in Texas — affordable entry prices with 6–8% rental yields. Defy: 0.75 minimum DSCR, 85%…
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DSCR Loans Austin: Investment Property Financing in Texas’s Tech Capital
Last Updated: April 2026 What is a DSCR loan in Austin? A DSCR loan in Austin is an investment property mortgage that qualifies borrowers using rental income instead of personal income. Most lenders require a 0.75–1.0 DSCR and allow up to 85% LTV. No W-2s, tax returns, or DTI verification required. Austin DSCR Loan Snapshot…
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DSCR Loans Orlando: Investment Property Financing for Florida’s Dual-Economy Market
Last Updated: July 2026 DSCR Loans Orlando, FL — Quick Answer A DSCR loan in Orlando, FL is an investment property mortgage that qualifies based on rental income — not W-2s or tax returns. Orlando is unique among Florida markets: a dual economy of 75 million annual tourists driving STR demand AND a defense/tech corridor…
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DSCR Loans Miami: Investment Property Financing for U.S. and International Investors
Last Updated: July 2026 DSCR Loans Miami, FL — Quick Answer A DSCR loan in Miami, FL is an investment property mortgage that qualifies borrowers based on rental income instead of personal income — available to both U.S. investors and foreign nationals without U.S. credit history. Most lenders require a DSCR of 1.0, but Defy…
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DSCR Loans Raleigh: Investment Property Financing in America’s Fastest-Growing Tech Hub
Last Updated: July 2026 DSCR Loans Raleigh, NC — Quick Answer A DSCR loan in Raleigh, NC is an investment property mortgage that qualifies borrowers based on rental income instead of personal income. Most lenders require a DSCR of 1.0, but Defy allows as low as 0.75. Investors typically need 15–25% down, a 640+ credit…
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DSCR Loans Tampa: Investment Property Financing on Florida’s Gulf Coast
Last Updated: July 2026 A DSCR loan in Tampa, FL is an investment property mortgage that qualifies borrowers based on rental income instead of personal income. Most lenders require a DSCR of 1.0, but Defy allows as low as 0.75. Investors typically need 15–25% down, a 640+ credit score, and can close in 14–21 days.…
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DSCR Loans Dallas: Investment Property Financing in the #1 Real Estate Market in America
Last Updated: April 2026 A DSCR loan in Dallas is an investment property mortgage that qualifies borrowers based on a property’s rental income rather than personal income, W-2s, or tax returns. DSCR loans are one of the most widely used financing tools for Dallas real estate investors building rental portfolios without relying on personal income…
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DSCR Loans Charlotte: Investment Property Financing in America’s Second-Largest Financial Center
Last Updated: July 2026 A DSCR loan in Charlotte is an investment property mortgage that qualifies borrowers based on a property’s rental income rather than personal income, W-2s, or tax returns. DSCR loans are one of the most widely used financing tools for Charlotte real estate investors building rental portfolios without relying on personal income…
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DSCR Loans Savannah: Investment Property Financing for Georgia’s Fastest-Growing Market
Last Updated: July 2026 A DSCR loan in Savannah is an investment property mortgage that qualifies borrowers based on a property’s rental income rather than personal income, W-2s, or tax returns. DSCR loans are one of the most common financing tools used by Savannah real estate investors to scale rental portfolios — from historic district…
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DSCR Loans Atlanta: Financing for Real Estate Investors in Georgia’s Largest Market
Last Updated: July 2026 A DSCR loan in Atlanta is an investment property mortgage that qualifies borrowers based on a property’s rental income rather than personal income, W-2s, or tax returns. DSCR loans are one of the most common financing tools used by Atlanta real estate investors to scale rental portfolios without income documentation. If…
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Cash-Out Refi vs. Second Lien: Which Is Cheaper in 2026?
Blended rate math, payment comparisons, and when each option makes sense — modeled at current rates. If your first mortgage is above 5.75% — or you need to draw more than 85% of your first mortgage balance — a cash-out refi at 6.50% fixed almost always wins. If you’re sitting on a 4% rate and…
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DSCR Loans Nashville (2026) | Rates, Requirements & How to Qualify
Updated: August 2026 The best DSCR loan options in Nashville depend on factors like minimum DSCR requirements, loan-to-value (LTV), property type, and whether the lender supports short-term rental income. Defy’s published numbers for Nashville investors, before you read further DSCR rate floor 6.25%, holding at 680+ FICO. The DSCR range runs 6.25% to 7.875% depending…
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How Much Do Houses Appreciate Per Year?
How much do houses appreciate per year? See 30-year averages, 2026 housing data, inflation impact, and investor return breakdowns.
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Top 10 Best Investment Property Lenders (2026 Investor Guide)
Compare the top 10 best investment property lenders in 2026. DSCR, bank statement, and rental loan options ranked objectively.
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Best Self-Employed Mortgage Lenders (2026)
Compare the best mortgage lenders for self-employed borrowers in 2026. Bank statement, DSCR, and non-QM options ranked objectively.
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The Top 15 Self-Employed Mortgage Lenders (2026)
Discover the top 15 self-employed mortgage lenders in 2026. Compare bank statements, DSCR, and non-QM options for business owners, 1099 earners, and real estate investors.
